Congratulations….you’re taking the first step in determining your ability to purchase a home!  By completing the information below on the secure encrypted site adminstered by Credit Plus, you will be purchasing your 3 credit reports from TransUnion, Experian, and Equifax.

Credit Plus charges $12 for a single application and $18 for a joint application. This is a one time charge paid directly to Credit Plus.

Once youCANownahome.com receives your credit report, we will contact you the same day to discuss its contents and scores. A copy of your credit report and scores will be sent to you for your records. If your credit score does not currently qualify you for a loan, we will refer you to our NO CHARGE credit re-establishment department. If your score is sufficient you will be referred to a Mortgage Loan Originator who will prepare a pre-qualification letter with a qualified mortgage amount.

Then a youCANownahome.com affiliated Buyer’s Agent will contact you to begin finding your perfect home.

NOTE:  The “Available Cash for Credit Improvement” line on application is not required.  It is used only to determine how much available funds you may have to pay down your current debts in order to increase your credit score.