Searching for and buying a home can be a stressful time. We want to help you in every aspect of your home buying experience. Helping you every step of the way!
Step 1:
The first step in your home buying experience is to determine if you can qualify for a home mortgage. The 3 reporting credit agencies Experian, TransUnion and Equifax track your credit and report individual credit scores. In determining your real credit score, the middle score is the one used by lenders. They throw out your high and low scores. We offer a secure method for YOU to pull your own Tri-Merge credit report which will give you those 3 scores. Begin your credit application now! Click Here.
Step 2:
Once we have your median credit score, we can determine if you can qualify for a home mortgage. If your score is 640 or above, we can move on to pre-qualifying you for a mortgage that you can afford. If your score is below 640, one of our credit re-establishment specialists will work with you AT NO CHARGE to get your credit score up to the level which gets you in to home ownership. Read More…
Step 3:
Now that your credit score is within the acceptable level, it’s time to work with our trusted lenders to find the mortgage that makes the perfect sense for you and your family. This process will let you know exactly how much you can spend.
My Perfect Mortgage
Mortgage Calculator
Step 4:
Now that you are a qualified home buyer, we can start to have the fun of finding your perfect home. You will work closely with one of our affiliated Realtors who will work tirelessly to find your dream home. Our Realtors can also set you up with a Listing Book account so you can search for homes at your convenience…..just like a Realtor. Read more..
Step 5:
You close on your mortgage, take the keys and move you and your family in to your perfect home.